Goodbye 2012–hello more expensive 2013 where it seems everything will cost more while your paycheck brings home less.

Mark Daniels knows where he’ll get hit the hardest.

“The paycheck,” Mark said.

That’s because Congress and the White House raised the payroll tax by 2% but that is just the tip of the new fee, price hike iceberg.

Click PLAY to watch “Personal Money Cliff: 2013 Taxes and Fees that Eat Away at your Paycheck.”